Between Oct. 15 and Dec. 7, you can review your Medicare coverage and decide if changes are needed for 2026. By now, you should have received information from your current prescription drug (Part D) or Advantage plan. Read it carefully — premiums, deductibles or copays may increase, and coverage may shift. Even if your plan looks the same, your health needs or prescriptions may have changed, making it worth exploring other options.

For one-on-one help, call 360-375-0292 or attend a walk-in enrollment event at Mullis Community Senior Center on Wednesday, Nov. 12, and Monday, Nov. 24, from 10 a.m. to 1 p.m., or at Joyce Sobel Family Resource Center on Saturday, Nov. 22, and Saturday, Dec. 6, from 10 a.m. to 1 p.m.

Statewide Health Insurance Benefits Advisors, or SHIBA, sponsored by Orcas Senior Center, is a free, unbiased and confidential informational service offered through the Washington State Office of the Insurance Commissioner. Contact the San Juan Island SHIBA office at 360-375-0292 to schedule a counseling session.